Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Thursday, September 09, 2010	Broker /Origination Fee:	1.000%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.990 %	$953.68	0.647 %	$1,294.00	4.088%	$2,307.00	APPLY ONLINE
4.000 %	$954.83	0.637 %	$1,274.00	4.098%	$2,307.00	APPLY ONLINE
4.125 %	$969.30	0.119 %	$238.00	4.179%	$2,307.00	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.990 %	$1,210.91	0.647 %	$1,294.00	4.127%	$2,307.00	APPLY ONLINE
4.000 %	$1,211.96	0.637 %	$1,274.00	4.135%	$2,307.00	APPLY ONLINE
4.125 %	$1,225.17	0.119 %	$238.00	4.200%	$2,307.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$1,429.77	0.842 %	$1,684.00	3.702%	$2,307.00	APPLY ONLINE
3.625 %	$1,442.07	0.537 %	$1,074.00	3.782%	$2,307.00	APPLY ONLINE

3/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.875 %	$829.78	0.595 %	$1,190.00	3.773%	$2,307.00	APPLY ONLINE
3.000 %	$843.21	0.303 %	$606.00	3.771%	$2,307.00	APPLY ONLINE
3.125 %	$856.75	0.025 %	$50.00	3.770%	$2,307.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.875 %	$829.78	0.325 %	$650.00	3.644%	$2,307.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$870.41	0.151 %	$302.00	3.675%	$2,307.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$954.83	1.494 %	$2,988.00	4.126%	$367.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$954.83	1.494 %	$2,988.00	4.126%	$367.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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